![]() ![]() ![]() ![]() Thus, an employer may not require that its employees receive their wages by electronic transfer to a payroll card account at a particular institution. Alternatively, an employer may give employees the choice of having their wages deposited at a particular institution (designated by the employer) or receiving their wages by another means, such as by check or cash. Regulation E permits an employer to require direct deposit of wages by electronic means if the employee is allowed to choose the institution that will receive the direct deposit. Said another way, Regulation E prohibits employers from mandating that employees receive wages only on a payroll card of the employer’s choosing. That page links to the Consumer Financial Protection Bureau's bulletin on the subject which states the following: Here is a link to the Texas Workforce Commission (the state agency that seems to take the roll of DoL) as they discuss some things surrounding this. It appears as if the answer is "yes, there are laws against this" ![]() It just seems ridiculous that an employee has to jump through hoops like that to avoid having the paycheck they earned eaten up by fees. Is it legal to attach fees like that to someone's paycheck? It looks like we can take it into my bank and have money transferred by the teller without being charged, so we can work around it if we need to. Inactivity Fee (180 days of no activity on the account)-$2.95 Using her card's PIN number at the point of sale-50 centsĬomchek draft-$3.00 (If anyone can enlighten me to what a comchek draft is, I would appreciate it)Ĭhecking account balance at an ATM-$3.00 (Also in addition to whatever fee the owner of the ATM charges) Getting cash back at the point of sale-50 cents Out-of-network ATM Withdrawal-$3.00 (We have no idea what their "network" consists of, and this is in addition to the fee the owner of the ATM would charge. Some of the cardholder fees listed for this debit card my wife has to use to get paid are: We were really surprised at how many fees this payroll company has attached to using this card. We got her card in the mail a few days ago and finally looked at the paperwork tonight since her first payday is tomorrow. Instead of check or direct deposit, they gave her a debit card through some third-party payroll service. So my wife got a new job a couple weeks ago at one of those temporary seasonal stores. While we do not accept donations or payment of any kind, we strongly suggest that you support Legal Aid and other public service legal organizations either by donating directly to the Legal Services Corporation or finding your state or local Legal Aid office and donating to them.Ĭontact the subreddit moderators with questions, comments or concerns. See our list of megathreads before posting your question.įor a list of other location-specific legal subreddits, such as the United Kingdom, Ireland, Australia, New Zealand, France, Canada, Mexico, The Netherlands, or the EU please see here.įor a more relaxed and humorous meta discussion of the 'legal' advice offered elsewhere on Reddit and the posts here please visit Bestoflegaladvice.įor discussion of hypothetical legal questions, or other off topic law related questions please visit Legaladviceofftopic. Get answers to our most common questions, pointers to other sites about the law, and information about finding a lawyer of your own at the /r/legaladvice wiki. READ OUR RULES before posting or commenting.See a local attorney for the best answer to your questions. Advice here is for informational purposes only and should not be considered final or official advice. ![]()
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